Privacy Policy for Porshi Application

The Porshi Project ("Porshi," "we," "us," or "our") owns and operates the Porshi Application (“Porshi App”), a digital platform designed to empower women entrepreneurs by transforming them into micro-retailers and enabling them to purchase products for resale using their own funds or credit provided by ShopUp (subject to eligibility). This Policy outlines our practices regarding the collection, use, maintenance, and protection of your information through our web and mobile applications-related services ("Porshi Platform"). We will notify you of any significant changes via our app or website. Your continued use of the Porshi App signifies your agreement to these terms.

This privacy policy (“Privacy Policy”) forms an integral part of the Terms of Service between Porshi and You, as a user of the platform (alternatively “Users”, or the grammatical variations of “You”), and governs how Porshi collects, uses, shares, and protects Your personal information. Accordingly, You are advised to read this Privacy Policy carefully before accessing the PORSHI App/Platform.

PART A: GENERAL STATEMENT

1.     Types of information collected

  • We may collect the following types of information:

    • User Provided Data: Your name, phone number, email ID, address, location, password, and images as provided by You at the time of creating Your account on the PORSHI Platform (“User Account”). 

    • Transaction Data: transaction details relating to payments made on the PORSHI Platform, which is required for banking and payment-related activities (which shall be masked or secured as mandated under applicable law). 

    • Image Collection: Shop Images for verifying the existence of the shop of the User

    • Image & File Upload (Camera and File system access): The following will be collected:

      • Image while doing registration

      • Uploads of the images of the receipts while receiving goods from You.

      • Images of deposit slips while making financial deposits.

    • PORSHI App collects and stores images of the shops to verify the physical presence of these businesses, by cross-checking them with the uploaded images:

      • To confirm the physical presence of shops within the PORSHI App, users are requested to upload pictures of their shops. These images are securely collected and stored only to verify the shop's existence. We assure You that the images are treated with strict confidentiality and will not be used for any other purpose. We value Your privacy and are committed to the responsible handling of this data. 

    • Images of Deposit Slip for Verifying the Deposit information:

      • PORSHI App collects and stores images of deposit slips to confirm bank transactions, specifically when users upload these images.

      • As part of our transaction verification process in the PORSHI App, users are requested to upload images of their deposit slips. The purpose of this is to verify that the deposit has been made. Please note that the PORSHI App uses these images solely for this verification purpose. We understand the importance of security and privacy of Your financial data, and therefore, we store this information securely. Rest assured; we do not use it for any other purposes than the intended verification.

    • Proof of Delivery Receipts Image Upload for Verifying the Receipt:

      • PORSHI App collects and stores images of proof of delivery (POD) receipts to enable the verification of transactions, specifically when Users upload these images.

      • In the PORSHI App, to ensure the authenticity of transactions, users are required to upload images of their proof of delivery (POD) receipts. These images are collected and stored by the PORSHI App for the sole purpose of transaction verification. We are committed to maintaining the confidentiality of this data and will not use it for any other purpose without your explicit consent.

    • User Activity Data: we collect data pertaining to Your use of the PORSHI Platform, in the following manner:

      • Analytics Information: we may collect information relating to user visits, browser types, referring/exit URLs, domain names, landing pages, and the information sent by Your device to us when You interact with the PORSHI Platform.

      • Cookies and similar technologies: we may use cookies and similar technologies like pixels, web beacons, and local storage to collect information about Image & File Upload (camera and File System Access), location, notification, storage (shared preference). This also includes monitoring Your browser type, app usage, duration, and location data, helping us understand Your preferences and improve our service delivery.

      • Browser fingerprint: we may collect information about Your browser version, program language, and individually installed plug-ins (i.e., small programs or program extensions). Browser providers or installed plugins can retrieve this information in order to, for example, inform You when new software is available to you. These ‘fingerprints’ enable us to identify you when you are trying to make a purchase.  

    • Information regarding your Live Location and Location Data;

    • Information from your Device's SIM Card (phone number);

    • Pictures and other information from Your Device's camera and photo library for the purposes specified above;

    • Some of the information You are required to provide on first accessing or registering on the PORSHI Platform is mandatory and essential to the provision of facilitating payments to access digital goods; if you do not provide such mandatory information, you may not be able to access some of the features of the PORSHI Platform.

    • Notification: Push and In-App notifications to provide you with the latest updates.

    • Storage: To store a copy of the data pertaining to the usage of this App.

2.     How we use your information

In addition to the uses of information we describe elsewhere in this Privacy Policy, we use your information to do the following:

  • provide, maintain, and improve our services.

  • process and verify transactions.

  • communicate updates, notifications, and promotional offers.

  • for internal analytics and research purposes

  • enable your access to and use of the PORSHI Platform;

  • facilitate transactions with third parties on the PORSHI Platform and for the purchase of goods or services from such third parties;

  • identify the devices used to access digital goods purchased via the PORSHI Platform;

  • identify your preferences in, and send you personalized recommendations for goods and services from third parties;

  • send you PORSHI Platform-related communications (e.g., account verification, changes/updates to features of Porshi, technical and security notices, subscription status, account reminders, newsletters, recommendation of digital goods);

  • send you special offers on other products and services we think you might like; 

  • handle support requests from users and third-party service providers/sellers;

  • settlement of payments due to the third-party service providers/sellers;

  • perform internal operations such as troubleshooting, data analysis, testing, research, analytical, and statistical purposes aimed at improving the PORSHI Platform by making it more intuitive and personalized. Such analysis is aggregated and does not pertain to any specific User;

  • enforce our Terms of Service and Privacy Policy.

3.     How we store your information

  • The user information collected by us is securely stored and processed on servers located in Google Cloud Services. It is possible that our service providers, employees, and consultants located in other jurisdictions may have access to your information; we ensure that such persons are bound by strict confidentiality obligations to ensure the security of Your information. 

  • Some of our affiliates and service providers may store or process data in jurisdictions outside of Bangladesh or India. These parties are contractually obligated to comply with all applicable laws to safeguard your information.

4.     Sharing of Information

5.     How long we retain your information

6.     User rights

7.     Security and protection of your information

8.     Information relating to children

9.     Third-party platforms and services

10.     How to contact us

11.     Changes to this Privacy Policy

Last Updated: [14 October 2024]